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This wouldn’t work for everyone, but it works for us since we travel at least once or twice each year.

Sometime around 2006, when interest rates were high and yet credit was still loose, Chase started sending me checks for my business card that could be used to pay any bill – and they were offering a 0% annual percentage rate.

Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.

As you can see these would be very hard to calculate without the bank’s keys.

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Signing up for them in bulk, scooping the signing bonuses, strategically using the good ones, and cancelling the duds.

Now, I’m no novice to the idea of a cash back credit card: I used a REI Visa from 1999-2006 that yielded 1% cash back on all purchases, which added to several hundred dollars each year.

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For more casual sampling, have a look at this complete list of all posts since the beginning of time.

In 2006, I switched to a Travelocity American Express that doubles the reward, giving the equivalent of 2% back on most purchases, and 10% back on travel.

The only hitch is that the rebate can only be applied to travel purchases booked through Travelocity (air, hotel, car rental).

Credit card numbers that conform to the Luhn formula (MOD 10 check).

Usefull for testing e-commerce sites (because they should get past any pre-validation you do, and be declined at the card processor or bank stage).

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The cover, the story behind it, the music, literally everything about this album is just right.” Ziggy looks for the WTF factor in music.